Pensions

Rather than just ask our clients the questions "How much would you need to retire on and at what age", we prefer to ask our clients how they see their own retirement. It does lead to some colourful answers!!!! However, we believe it is an important step in the planning process to visualise their own retirement. 

Since April 2006 pension legislation has seen some radical changes, the bulk of which, we believe are extremely positive and, give people a real incentive to save for their futures. Pensions have come a long way from the dark days of commission riddled savings plans which were the subject of many mis-sold cases in the 80's and 90's. Pensions today, are low charge, flexible and offer superb fund management.

As part of our planning process we would seek to use all available tax relief we can when formulating our clients retirement plans. This, coupled with the option of self investing and independent fund selection, puts our clients on the right road to achieve their own goals.

The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.
Postern Wealth Management Ltd is a member of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk. Details can be found at https://register.fca.org.uk/ under reference number 511474. Postern Wealth Management Ltd is registered in England, no. 06982785.